About Us
COMPANY PROFILE
Ramsdens Financial Ltd is a specialist consumer financial services organisation that primarily helps people to obtain cash. To achieve this we draw on over 50 years experience as a niche relationship lender within our market sector. Our understanding of our customers' needs means we work closely with them to provide an unrivalled level of customer service and bespoke flexible financial products, delivered by our two main operating divisions, Ramsdens Branches and Ramsdens Online.
BRIEF HISTORY
Ramsdens Financial Ltd is a privately owned business which was founded in Middlesbrough in the 1950's by Herbert Smith, father of the current Executive Chairman, Stewart Smith.
The first Ramsdens store opened in 1987 in Stockton on Tees. The chain is now 66 stores strong with branches across South Wales, Scotland and Northern England. The company is now the largest family owned and independent pawnbroker and jewller in the UKRamsdens Online
Ramsdens operates a high profile E-Commerce division, principally through our three websites www.RamsdensForCash.co.uk, www.GotGoldGetCash.co.uk and www.PremierPawnbroking.co.uk.
In August 2009 Ramsdens Financial Limited was the first high street chain of pawnbrokers to have an online Pawnbroking Service, Premier Pawnbroking. This online facility enables Ramsdens to service a wider customer base across the UK.
Ramsdens is one of the UK's leading purchasers of damaged and unwanted gold which is promoted through our industry leading and award winning website www.GotGoldGetCash.co.uk.
RAMSDENS BRANCHES
The first Ramsdens branch opened in Stockton on Tees in 1987 and since that time it has provided thousands of customers with access to short term cash loan facilites.Ramsdens have 66 branches in South Wales, Scotland and Northern England. Each branch offers a wide range of services including pawnbroking, buying unwanted jewellery, retail of new and second hand jewellery, cheque cashing, short term loans until pay day, travel money and buying of unwanted mobile phones.
If you would like to know more about our Franchise opportunities then please click here.
OUR VALUES
We set the highest ethic and professional standards at all times. We want all our relationships to be based on honesty, respect and fairness and a commitment to dialogue and transparency.
We take responsibility for our actions as a relationship lender, both individually and as a group, within the communities we work in.
We value expertise and encourage individuality but work as a team. Our employees are our biggest asset and we are proud to be Investor in People (IIP) accredited.
We are passionate about delivering the best possible service to our customers and take pride in achieving this.
We look to replicate success, share best practice, learn from our mistakes and develop ideas so that we continue to improve what we offer our customers and become market leaders in our industry.
The Future
Ramsdens Financial looks to a positive future.
The continued development of our staff through internal and external training programmes will ensure that we have the necessary skills to meet customers' needs and demands.
The continued investment in our bespoke computer systems, developed by our in house IT team, will enable Ramsdens to continue to be innovative and offer industry leading products and services.
We are committed to growing our business divisions through acquisition and opening of new green field branches.
If you have a business for sale that offers any of the following services;
- pawnbroking,
- cheque cashing,
- jewellers,
- bureau de change,
We are interested in talking to you.
Stewart Smith
Executive Chairman
September 2010.
