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Ramsdens Mastercard® Prepaid Travel Card Fee Summary

Charges

This table summarises key product features and information and is not intended to replace the Terms and Conditions of the product. The fees' limits and restrictions that apply to each card are set out below. Note: The fee structure for your card depends on whether you have purchased a Euro Card or US Dollar Card.

Summary Box

Charges

This table summarises key product features and information and is not intended to replace the terms and conditions of the product.  The fees’ limits and restrictions that apply to each card are set out below.

The fee structure for your card depends on whether you have purchased a ‘Euro card’ or ‘US Dollar card’.

Note: Mobile users may need to scroll right to view the full table

Fees and limits

 Euro Card

Dollar Card

Fee to buy card bought from a Ramsdens Store

 
Fee to buy a card bought online at www.ramsdensforcash.co.uk/travel-money/buy

FREE if loading £500 or over, otherwise £4.95

FREE if loading £250 or over, otherwise £4.95

FREE if loading £500 or over, otherwise £4.95

FREE if loading £250 or over, otherwise £4.95

Fees for loading instore

FREE via debit card

FREE via debit card

Fees for loading online

FREE via debit card

FREE via debit card

Fee for each replacement/lost/stolen/damaged/expired card

€7.50

 

$10.00

Fee for redemption (when applicable – see

condition )

£10.00

£10.00

Card limits

 

 

Minimum initial load

€10.00

 

 

$10.00

Maximum initial load

 

€3,125.00

 

$3,750.00

     

Maximum balance at any time

 

€3,125.00

 

$3,750.00

Number of purchases allowed per day

Value of purchases allowed per day

20

€3,125.00

20

$3,750.00

Number of purchases allowed over 4 days

Value of purchases allowed over 4 days

80

€6,250.00

80

$7,500.00

Number of cash withdrawals allowed per day

Value of cash withdrawals allow per day

3

€625.00

3

$750.00

Number of cash withdrawals allowed over 4 days

Value of cash withdrawals allowed over 4 days

12

€1,875.00

12

$2,250.00

Transaction fees

 

 

Fee for purchases in the currency of the card

 

FREE

FREE

Service charge (commission) for purchases not in currency of card

2.0% FX fee

2.0% FX fee

Cash withdrawal fees

 

 

Fee for ATM withdrawal in the currency of the card. NOTE ATM providers may raise additional charges.

€1.50

 

$2.00

Fee for ATM withdrawal in a currency other than the currency of the card. NOTE ATM providers may raise additional charges.

€1.50

 

$2.00

Fee for instore over the counter cash withdrawal

1% of the transaction amount (min charge €6.25)

1% of the transaction amount (min charge $7.50)

Usage restrictions

 

 

You must not use the card for:

-  pre-authorised regular payments;

- transactions at self-service petrol pumps;

- transactions for cash (other than ATM withdrawal) including for example cash back, cash from a bank, money orders, traveller’s cheques, foreign exchange, or bureau de change, or

- any illegal purposes.

- situations where it is not possible for the supplier to obtain online authorisation that you have sufficient balance for the transaction. For example: transactions on trains, ships, and some in-flight purchases.

Ongoing features

 

 

Fee to receive a paper copy statement

£1.00

£1.00

Monthly administration fee

FREE

FREE

Redemption Fee

£10.00

£10.00

 

 

 

Other

 

 

SMS fees (balance/ transaction history)

The fee will be deducted from the card balance plus network charges.

€0.20

$0.25

SMS Block/Unblock

The fee will be deducted from the card balance plus network charges.

€0.20

$0.25

Card Expiry – up to

36 months

36 months

 
 
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to license by Mastercard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051)