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Cheque Cashing FAQs

What is a third party cheque?

A third party cheque is a cheque that someone unconnected to you has sent you e.g. for wages, regarding insurance or from a solicitor. The list is not just limited to these examples as Ramsdens will cash almost all third party cheques.

What identification do I need to cash a cheque?

You will need:

For cheques up to £2,000

► One form of identification with your name and address on
e.g. utility bill (dated within 12 weeks), bank statement, driving licence

► One form of identification with your signature on
e.g. bank card, driving licence, passport (This list is not exhaustive; please contact your local branch to find out other appropriate identification)

► Any correspondence that accompanied the cheque
e.g. the letter that came with it


For cheques over £2,000

► Two forms of identification with your address on
e.g. utility bill (dated within 12 weeks), bank statement, driving licence

► One form of identification with your signature on
e.g. bank card, driving licence, passport, tenancy agreement (This list is not exhaustive; please contact your local branch to find out other appropriate identification)

► Any correspondence that accompanied the cheque
e.g. the letter that came with it


Scrap Dealers - All Cheques

► Where held, a site or mobile collector's licence, issued by the council, can be shown in addition to the above compulsary ID.

Can I cash a personal cheque?

We currently do not offer a personal cheque cashing service at this time.

Can I cash a cheque that is to my partner and I?

Yes, but both parties have to be present with the relevant identification.

How much does it cost?

This depends on the cheque amount and who the drawer is. Ramsdens checks competitor rates regularly so that it can confidently say that it offers great rates.

When do I receive the cash?

In almost all cases you will receive all of your cash immediately.

How recent does my cheque have to be?

We will look to cash any cheque dated within the last 14 days.