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Making a Complaint

Ramsdens Financial Limited is committed to offering the highest standards of customer service. However, if you are not satisfied with any aspect of any of our services, please let us know and we will endeavour to do everything we can to put things right as quickly as possible.

It is important for Ramsdens that you are given the opportunity to question what has been done if you are not happy with it. We wish to learn from any mistake so that we can improve our service to you. Our complaints procedure is outlined below.

Stage 1

The first step is to let us know by either;

  • Visiting your local branch and speaking with our Branch Manager
  • Calling our Customer Service help line on 01642 579975
  • E-mailing us at
  • Writing to us at Customer Services, Ramsdens, Unit 16 Parkway Centre, Coulby Newham, Middlesbrough, TS8 0TJ

When contacting us please provide as much information as possible. This may include the branch you used, any transaction number and your postcode.

Please also advise if there are any particular actions you wish us to take to resolve your complaint.

Please also provide a contact telephone number and a best time to call as we may need further information from you.

If you are e-mailing us, please do not supply any sensitive information such as bank account details.

Whatever the issue, you can be assured that individual problems will be looked at and, if we are at fault, we will do all we can to put things right.

When you have made a complaint to us, we will:

  • Investigate your complaint
  • Inform you of our findings
  • Where we are at fault, we will endeavour to put things right to the best of our ability
  • Where we are wrong, review our procedures or services to avoid the problem occurring again

We take all complaints seriously and wish to resolve all matters as soon as possible. We will write or send an email to you acknowledging your complaint. You will then be contacted to inform you what actions we can and will take to resolve the problem.

Stage 2

If we have not resolved your complaint within 8 weeks or you are not happy with our 'Final Response' to your complaint, you have the right to refer your complaint to the following bodies depending upon which Ramsdens service you have used.

Currency Trading Standards Institute
Travel Card Payment Card Technologies who are the service providers for the card issuers, Wirecard Card Solutions Limited or Financial Ombudsman Service*
Pawnbroking National Pawnbrokers Association or Financial Ombudsman Service*
Creditbroking Financial Ombudsman Service*
Jewellery Retail Trading Standards Institute
Any item bought online Online Dispute Resolution
Cheque Cashing Trading Standards Institute


* If you decide to refer your complaint to the Financial Ombudsman Service after we have issued our Final Response, you should do so within 6 months of the date on our Final Response Letter.

Contact details for the above organisations can be found below:

Ramsdens Financial Limited
Unit 16, The Parkway Centre, Coulby Newham, Middlesbrough, TS8 0TJ
Enquiries: 01642 579975

The National Pawnbrokers Assocation
Suite 508, 107-111 Fleet Street, London, EC4A 2AB
Enquiries: 08456 120 640

Payment Card Technologies
PCT (Retail) Ltd, 5th Floor, 48-54 Moorgate, London, EC2R 6EJ
Enquiries: 0203 3971699

The Financial Ombudsman Service
Exchange Tower, London, E14 9SR
Enquiries: 0800 023 4567

The Trading Standards Institute and itsa Limited
1 Sylvan Court, Sylvan Way, Southfields Business Park, Basildon, SS15 6TH
Enquiries: 03454 040506