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logbook loan

Please note: Ramsdens do not issue the loan to you but acts as a credit broker for Logbook Money Ltd. Ramsdens will not charge you anything but may receive a commission from Logbook Money. Logbook Money is a trading style of Logbook Money Ltd.

How much can you borrow?

You could borrow anything from £300 to £50,000. The amount you are eligible for will be calculated based on the value of your vehicle and how much you can afford to pay on a weekly or monthly basis.
 

Who is eligible for a Logbook Loan

To be eligible for a Logbook Loan, you must:

  • be over the age of 18 and a UK resident
  • be able to show that you can afford the repayments
  • own a vehicle which is free (or nearly free) of finance which is taxed, MOT'd and insured
  • supply relevant documentation

Why choose a Logbook Loan?

Here are some benefits of choosing a Logbook Loan:

  • Alternative way to get cash if you don't have any jewellery of value
  • Loan approved and paid out the same day*
  • Easy application process
  • Fast and friendly same day service
  • Money in your account the same day*
  • Any vehicle with V5 considered

*Subject to availability of required documentation & proofs. Only applies to applications received prior to 4.00pm GMT.

What does it cost?

The amount borrowed and the loan term are flexible according to your requirements.

Representative example: if you borrow £1000 over 18 months at a flat rate of 120% per annum (fixed) with a representative 442.66 %APR you will make 17 monthly payments of £155.55 and 1 payment of £155.65 repaying £2,800 in total. However, the interest charged will only be for the length of time you have the loan giving you early settlement discounts.

If you do not repay your loan:

If you are unable to maintain your payments, Logbook Money will do everything it can to work with you, but missed payments can result in additional charges, legal action being taken against you and/or in the repossession of your vehicle (which Logbook Money always see as the last resort).

All agreements are secured against your vehicle and subject to affordability. In association with Logbook Money Ltd (the lender) who are members of the Consumer Credit Trade Association and are authorised and regulated by the Financial Conduct Authority. Logbook Money Ltd's Firm Reference Number is 680947 and they can be found on the Financial Services Register.