Our branches are open - click here to check the opening hours of your local branch.
Has COVID-19 affected your ability to repay your pawnbroking loan? Click here.
Skip navigation

Layby

Secure selected items of jewellery and luxury watches in store with a small deposit.

Note: A Layby can only be created in store. Please contact your local Ramsdens store for more information.

What is a layby?

A layby payment option allows you to pay a small deposit on an item of jewellery or a watch in order to secure it. Once the deposit is paid we will safely store the item away for you, allowing you to pay off the remainder of the balance with agreed fixed payments over a set term. Please note you will not receive the item until the balance has been paid for in full. Contact your local Ramsdens store for details.

Already have an in store layby?

You can now manage your in store layby online. Simply create an online account or login to your existing account to do so. Once logged in, simply click on "Link Branch Account" under Laybys and follow the on screen instructions to complete the process.

Check out our Layby FAQs here.


pawnbroking loans, pawnbroker